Library & Resources

Here you can find company updates, recent articles, videos, and newsletters published by our team that are designed to provide an objective financial education. Simply click on the blue hyperlinks to view your desired content.

Articles & Whitepapers

'CHICKEN LITTLE AND TODAYS MARKETPLACE' ARTICLE PUBLISHED BY FRANK DEPTOLA

FINANCIAL COSTS OF BEING THE FAMILY CAREGIVER' WHITE PAPER

'FINANCIAL BASICS FOR MILLENNIALS' WHITE PAPER

'ADJUSTING TO LIFE FINANCIALLY AFTER A DIVORCE' WHITE PAPER

Special Events, Annoucements & Videos

Frank Deptola Awarded Five Star Wealth Manager Recognition for 10th Straight Year

Frank Deptola, President of Frank Deptola & Associates, LLC, has been recognized as a 2024 Five Star Wealth Manager in Orange County by Five Star Professional. This 2024 Five Star honor marks Frank Deptola's tenth consecutive year of recognition. Data shows that while Five Star considered 2,682 financial advisors, just 140 of those candidates received the honor in Orange County.

Frank Deptola views this standout performance as a hallmark of the “Deptola Difference.”

The "Deptola Difference" is defined by three fundamental principles: offering a comprehensive financial approach for clients, providing them with individualized guidance, and delivering hands-on, personalized service.

As in years past, this award will be featured in upcoming editions of the Wall Street Journal, Fortune magazine, Orange Coast magazine, as well as Bloomberg Business Week. For more information on Frank Deptola & Associates, please visit www.deptola.com.

We are honored to have been recognized as a top Five Star Wealth Manager. Thank you to all clients for your continued support!

About Frank Deptola & Associates:

Frank Deptola & Associates offers fee-based wealth management strategies and retirement plan consultation for individuals, families, and businesses at both a local and national level. The firm, which seeks to provide a sophisticated financial analysis for clients on a wide array of investment products and services aimed at building and protecting their wealth, was founded by Frank Deptola in 2012.

About the Five Star Wealth Manager Award:

Five Star Professional conducts market-specific research to identify outstanding service professionals. Founded in 2003, the Five Star award program is the largest and most widely published award program in North America, covering more than 45 major markets. Professionals recognized as award winners are published by Five Star Professional and its partners.

To receive the Five Star Wealth Manager award, a wealth manager must satisfy ten objective eligibility and evaluation criteria. Award winners cannot pay a fee to be included in the research or the final list of award recipients.

2014-2024 Five Star Wealth Manager Award, created by Five Star Professional, recognizes advisors based on ten objective criteria. Advisors cannot nominate themselves. The 2024 award was presented in May 2024 based on data gathered within 12 months preceding the issue date. 2,682 advisors were considered, 140 advisors were recognized. Advisors pay a fee to hold out marketing materials. Not indicative of advisor’s future performance. Your experience may vary. For more information, please visit www.fivestarprofessional.com.

Brian Baldwin Promoted to Chief Administrative Officer & Minority Owner

June 04, 2024

I am delighted to announce that due to his years of consistently competent work servicing our clients, I have promoted Brian Baldwin to the firm’s Chief Administrative Officer. This new title carries a commensurate increase in salary, and also gives Brian the opportunity to become a minority owner of the voting equity in my firm.

Those of you, who work with Brian, have experienced his continuously improving high level of “concierge” client service. As background, I hired Brian, a USC Art History graduate, from a temporary employment agency on a trial basis over 10 years ago. He has developed into a competent financial advisor and trusted staff member. In 2021, Brian was selected as “National Staff Member of the Year,” by Commonwealth Financial Network (CFN), which recognizes an administrative assistant's outstanding job performance. He was picked from nominations from over 2,000 independent advisors offices who use CFN as their broker/dealer.

To earn this position as an officer of my firm, Brian has undergone years of “hands on” tutelage learning the intricacies on a vast array of common to highly complicated financial products. He has helped me do regular investment research on all of our investments. He has been regularly purchasing individual securities, both one at a time an inside of bulk trades, for various CA clients. He is knowledgeable about tax-loss harvesting and helped us establish proven processes in this area. He has created, under my direction, a number of proprietary investment analysis tools that help us proactively manage our client’s cash balances so that we can keep their cash working for them in various better ways.

Brian has established other formalized process controls aimed at ensuring consistency in high quality service, support, and advice. His new role will broaden him as a businessman by requiring him to also develop new client relationships that can add value to our firm. Brian will continue to supervise all areas of our firms operations, including stay on top of complicated, ever-changing, compliance rules and regulations. Brian holds his FINRA Series 7 & 66 securities registrations.

Please join me in congratulating Brian on this significant advancement in his career.

Frank Deptola Awarded Five Star Wealth Manager Recognition for 9th Straight Year

Outstanding Achievement Exemplifies "The Deptola Difference"

ANAHEIM, CA (December 20, 2022) Financial Advisor Frank Deptola with Frank Deptola & Associates, LLC, has been recognized as a 2023 Five Star Wealth Manager in Orange County by Five Star Professional. In addition to his role as a Wealth Manager, Deptola is also the founder and President of Frank Deptola & Associates, LLC, a fee-based fiduciary firm headquartered in Anaheim, California.

This 2023 Five Star honor marks Frank Deptola's ninth consecutive year of recognition. "This is a very unusual occurrence, and Frank is in rare company," says Chrissy Mattson of Five Star. "Perhaps 15 people have won this award nine consecutive times in Orange County."

Deptola has completed 36 graduate courses, earning over 100 graduate credit hours in taxation, finance, accounting, and business from nationally ranked programs. Frank possesses an M.B.A. degree from the University of Southern California's Marshall School of Business, and an M.S. Taxation degree from the Mihaylo Graduate School of Business, at Cal State Fullerton.

Data shows that while Five Star considered 3,629 financial advisors, just 155 of those candidates are projected to receive the honor in Orange County. Frank Deptola views this standout performance as a hallmark of the Deptola Difference. "At Frank Deptola & Associates, we exceed industry standards because we strive to make our practice the benchmark against which all other firms are measured. We believe that in chasing perfection, we move toward a higher standard of excellence, and our clients benefit from this philosophy every day."

As in years past, this award will be featured in upcoming editions of both the Wall Street Journal and Fortune magazine, as well as Orange Coast magazine.

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About the Five Star Wealth Manager Award:

To read the Five Star Wealth Manager Award Program Summary and Research Methodology, visit https://fivestarprofessional.com/ref/research/WM_ResearchMethodology.pdf.

2015-2023 Five Star Wealth Manager Award, created by Five Star Professional. The 2023 award was presented in December 2022 based on data gathered within 12 months preceding the issue date. 2,576 advisors were considered, a projected 165 advisors will be recognized. Advisors pay a fee to hold out marketing materials. Not indicative of advisor’s future performance. Your experience may vary. For more information, please visit www.fivestarprofessional.com.

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About Frank Deptola & Associates

WE HELD OUR 6th ANNUAL PASO EVENT WHERE WE SHOWED THIS VIDEO FROM PAST EVENTS

FRANK DEPTOLA TEACHES TEXAS A&M CFP STUDENTS

Dr. Nathan Harness, Director of Texas A & M's Certified Financial Planning (CFP) Program asked Frank Deptola to come to their campus and teach the final class session for students enrolled in the introductory course of the program. Texas A & M is arguably one of the leading CFP programs in the country. With over 150 students, Texas A & M focuses on teaching students how to build a practice based on excellence, ethics, integrity, leadership and entrepreneurship. Values that Frank Deptola has built his company around and has earned a national reputation in the wealth management field.

During his December 5 visit to their College Station, TX Campus, Frank had the opportunity to have lunch with a group of select senior students, and other faculty and administrators of the program including Cagla Yildirim, Christopher Moore, and Jeanue Izurieta. Ms. Yildirim will soon be starting a financial planning program at New Mexico State University, and Mr. Moore heads the financial readiness program for the Texas A & M military cadets. Ms. Izurieta is the Administrator for the program.

After lunch, Frank taught an academic class that focused on three key areas in support of Dr. Harness' goals. First, the importance for each student to develop a straight forward easy to understand value proposition that shows in a simple three point graph what they do, and how it benefits the client. Second, he reviewed construction of a sample portfolio showing his methods which are based on a sophisticated graduate level understanding of finance and taxation. One that uses the 'best practices' in the industry, modern portfolio theory, and cross-checking against different metrics in an effort to achieve higher and more consistent returns while at the same time taking less risk than a properly selected risk-adjusted benchmark. And finally, he showed a two minute video of Wealth Harbor. Wealth Harbor is Frank Deptola & Associates brand for a client portal that allows them to thoroughly organize and store all their financial affairs, and also see on a daily basis updated values of all of their assets and liabilities.

A number of the students came up after class with specific questions. This was followed by Dr. Harness interviewing Frank with questions designed to bring out fundamental values that made him who he is today. An entire tour of the Texas A & M campus was also given. After seeing the size and scope of Texas A & M, the quality of its students, and the high level of commitment to excellence of Dr. Harness and his staff, it is obvious as to why their CFP program is helping set the standards in university based programs.

COORDINATING SSI/SSDI BENEFITS FOR DISABLED RELATIVES

Frank Deptola dives into the complex and important discussion of SSI, SSDI, their differences, benefits, and qualifications. With a few very relevant hypothetical case studies included, there is a lot of great information and education to be gained. Feel free to watch it as many times as you wish. Please use the 'Contact Us' tab at the top of the page to reach out for any specific questions, further information or additional resources to go along with this video.

Case Study 1: SSI/SSDI BENEFITS FOR AN ADUALT CHILD WITH AUTISTIC SPECTRUM DISORDER

This case study is from our complete film on SSI/SSDI Benefits. This case study involves the topic of having a child with autism and preparing for their future.

Case Study 2: SSI/SSDI BENEFITS FOR A DAREDEVIL ADULT CHILD & TIPS TO AVOID YOUR OWN FINANCIAL DISASTER

This case study is from our complete film on SSI/SSDI Benefits. This case study involves the topic of having an adult child, with a love for dangerous activities, and an accident that could financially destroy their family.

Case Study 3: SSI/SSDI BENEFITS IF YOUR SPOUSE IS SUDDENLY DIAGNOSED WITH TERMINAL CANCER

This case study is from our complete film on SSI/SSDI Benefits. This case study involves the topic of a terminal illness diagnosis and the steps and response a family may take.

DEPTOLA PUBLIC TELEVISIONS 'FRONT PAGE' COMMERCIAL

We had the honor and privilege of participating in 'Front Page', a public television documentary on Financial Empowerment. Here is the commercial from it. For the full short documentary, please refer to the video on our home page or keep scrolling down. Thank you!

DEPTOLA PUBLIC TELEVISIONS 'FRONT PAGE' Documentary Series

Frank Deptola was selected to participate in Public Television's program, Front Page, as a content expert in an upcoming short-form standalone documentary series on Financial Empowerment. The Financial Empowerment series is aimed at providing objective education on personal finance to public television viewers across the nation. The host of FRONT PAGE is James Earl Jones. The following documentary has been distributed to Public Television stations in all 50 states. Airing of the segment is for unlimited broadcast at each stations' discretion (estimated viewership and reach for one year is 60 million households). The format of the Public Television segment is non-commercial and strictly educational in nature.

For content from earlier years please contact our office. Thank you!

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