Overview of Services
Our goal is to help you grow and protect your wealth, and your family's short term and long term financial security:
Objective and Comprehensive Fee-Based Wealth Management
- Individually tailored investment portfolios and products
- Advanced Estate and Trust Planning
- Retirement Income Planning
- 401(k), Defined Benefit Penson Plans and Deferred Compensation Plans
Financial Planning
- Comprehensive Financial Planning
- Planning for Specific Client Goals
- Education Planning
- Monte Carlo Analysis to Determine Probabilty of Success of Final Plan
- Plans that include a 'Base Case' and several alternative options
Small Business
- Tax Deferred Retirement Plans for Small Businesses
- Consulting - with Financial Analysis of Buy/Sell Agreements
- Objective Estate and Trust Planning for Family Run Businesses
- Sucession Planning
Insurance
- Life & Health Insurance
- Business Continuity & Key Person Insurance
- Disability Insurance for MD's, Dentists, and other Medical Professionals
- Long Term Care Insurance
Retirement Income Planning
- Social Security Analysis
- The Advantages of Tax Deferred Growth
- Retirement Income Cashflow
- Required Minimum Distribution Calculations
Estate and Trust Planning
- In conjunction with other STEP members, we help families and businesses with issues like Legacy Planning, Exit Strategies, and Diversification of Highly Concentrated Business Ownership Assets in a tax efficient manner
- Protecting vulnerable special needs family members with investment portfolios coordinated with special needs trust attorneys, and Social Security benefit specialists to ensure compliance with important government benefits like SSI/SSDI
- Investment Portfolios designed and coordinated with special needs attorneys and benefit coordinators to ensure compliance with government benefit programs like SSI/SSDI
**Fixed insurance products and services offered through Frank Deptola & Associates, LLC or CES Insurance Agency
